Your Personal
CFO in your Pocket.
Meet Lakshmy: India's AI Personal Finance Coach.
Stop just tracking the past. Start building your future.
Most finance apps are glorified spreadsheets. Lakshmy is your dedicated financial partner. We built it by combining three powerful ideas:
CFO-Grade Intelligence
Model your financial future and make decisions with total confidence.
Empathetic AI Coach
Get personalized, non-judgmental guidance that adapts to your unique life.
Conversational Simplicity
Manage your money as easily and naturally as you chat with a friend.
Feeling Lost in the Financial Maze?
You work hard for your money. But figuring out where it all goes can feel like an impossible challenge.
Where does it go?
Tracking countless small UPI payments and cash spends feels overwhelming.
Too much jargon?
Most financial apps are complex, drowning you in data you don't know how to use.
Who can you trust?
Giving apps access to your sensitive financial data feels inherently risky.
Where to even start?
You want to save and build wealth, but the first step is always the hardest.
Everything to Simplify Your Financial Life
Lakshmy is a comprehensive partner designed to bring clarity, build habits, and foster confidence.
Effortless Logging
Just text or voice-note your spends. Lakshmy gets it, logs it, and categorizes it instantly.
Clarity at a Glance
Get simple summaries and powerful insights. Finally understand where your money truly goes.
Achieve Your Goals
Chat with Lakshmy to set up goals like an emergency fund or a vacation, and track your progress.
Build Better Habits
Receive smart, gentle nudges to log daily expenses or celebrate savings milestones.
Learn As You Go
Get bite-sized financial education in context, explaining concepts relevant to your own situation.
Designed for India
From local spending habits to relevant context, Lakshmy is built from the ground up for you.
From Simple Questions to Big Goals
Lakshmy is your partner for every step of your financial journey.
Create & Track Goals
Plan for the Future
Your Trust is Our Foundation
We are building Lakshmy differently. Your privacy isn't an afterthought; it's our starting point. The path to financial wellness begins with absolute peace of mind.
You Are In Control
Log expenses manually. No bank-linking required. Your sensitive data stays private.
Total Transparency
Your data is only used to provide you with powerful, personalized insights inside the app.
Guidance, Not Sales
We are here to empower you with knowledge, not to push financial products.
Your Data, Your Property
Easily export or delete your data at any time. We believe in earning your loyalty, not locking you in.
Beyond a Tool-A True Financial Partner
Other apps give you charts. Lakshmy gives you conversation and confidence.
The Old Way
- ❌ Cluttered interfaces
- ❌ Confusing charts & jargon
- ❌ Requires linking bank accounts
- ❌ One-size-fits-all approach
- ❌ Focuses only on numbers
The Lakshmy Way
- ✅Simple, conversational chat
- ✅Clear, actionable insights
- ✅Built on trust, no linking required
- ✅Tailored for Indian users
- ✅Focuses on changing habits
Ready to Feel in Control of Your Money?
Join a select group of users who will shape the future of personal finance in India. Sign up for early access today.